0% EMI & Installments

EMI is offered through major Bangladeshi banks. When you choose EMI at checkout, your bank processes the full amount on your credit card, then automatically splits it into monthly installments on your statement.

EMI is available when all three conditions are met:

1. The product is EMI-eligible — Look for the EMI Available badge on the product page. Most laptops, desktops, monitors, and high-value electronics are eligible.
2. You have a participating credit card — A credit card issued by a major Bangladeshi bank that supports 0% EMI on online purchases.
3. Your order meets the minimum value — Most banks require a minimum transaction value (typically BDT 5,000+) to qualify for EMI.

Choose the tenure that fits your budget. Available options depend on your bank and the product:

Total paid in every case: BDT 60,000 — exactly the listed price.

At checkout

1. Add an EMI-eligible product to your cart and proceed to checkout.
2. Choose 0% EMI as your payment method.
3. Select your bank and preferred tenure (3, 6, 9, or 12 months).
4. Enter your credit card details and complete 3D Secure verification with your bank.
5. That’s it. Your order is confirmed and your bank handles the installment plan from there.

• Credit limit — The full order amount is temporarily blocked on your credit card limit at the time of purchase. As you pay each installment, the limit is restored proportionally.
• Foreclosure — You can pay off the remaining balance early through your bank. Some banks charge a small foreclosure fee — check with your bank for terms.
• Late payment— Missing an installment triggers your bank’s standard late-payment policy. The 0% interest only applies if you pay each installment on time.
• Refunds — If you return an EMI order, the full amount is refunded to your credit card. Your bank then reverses the remaining installments. Allow 7–14 business days for the EMI plan to close on your statement.

For full payment terms and security details, see our Payment Methods guide.